Trump Accounts: What to Know About the New Child Savings Option
There’s a brand-new type of investment account coming in 2026—and it’s aimed squarely at helping children build a tax-deferred nest egg early in life. Informally called “Trump Accounts,” these new accounts were created as part of recent federal legislation and offer something pretty compelling: a $1,000 government-funded contribution for kids born between January 1, 2025 and December 31, 2028.
In this video, we cover:
Who qualifies for these accounts and how they’re expected to work
Key details around contributions, taxes, and withdrawal rules
How the initial $1,000 seed money will be invested
Why these accounts don’t replace 529 plans or custodial Roth IRAs—but could still play a powerful role
What kind of long-term value this “free money” might offer with compound growth
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