INHERITED IRA RMD | NEW 2025 CHANGES!

If you inherited an IRA after 2019, new IRS rules could significantly impact your withdrawal strategy and your taxes.

In this video, Lance Miller, CFP®, explains the current required minimum distribution (RMD) rules for inherited IRAs. You’ll learn what changed with the Secure Act, how the 10-year rule works, and why calculating your RMD accurately is critical to avoiding costly penalties. He also covers the potential tax implications of waiting until year 10 and how planning ahead can help you avoid higher Medicare premiums or lost tax deductions.

Want to estimate your inherited IRA withdrawals? Try the Schwab Inherited IRA RMD Calculator.

At Compass Wealth Management, we help clients manage complex financial transitions like inheritance with clarity, strategy, and care.

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This material is not intended to be relied on as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of September 29, 2025, and may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by Compass Wealth Management to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. Past performance is no guarantee of future results. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader. Investments involve risks.