How to Reduce Taxes & RMDs with Smart Roth Conversions

Required minimum distributions can trigger higher taxes and Medicare premiums. With proactive Roth conversions, you can take control of your future income strategy.

In this video, Lance Miller, CFP®, explains how converting IRA funds to Roth accounts before RMDs begin can reduce your tax burden. He walks through real-life examples to show how this strategy may improve your retirement outcomes.

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This material is not intended to be relied on as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of December 17, 2025, and may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by Compass Wealth Management to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. Past performance is no guarantee of future results. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader. Investments involve risks.