How to Pay Zero Taxes on Capital Gains in Retirement

When it comes to capital gains taxes, most retirees assume they’re stuck paying the standard rates. But with careful planning, you can actually take advantage of the 0% long-term capital gains tax rate in 2026. Lance Miller, CFP®, explains how strategic withdrawals, deductions, and social security planning can help you reduce or eliminate capital gains tax in retirement.

At Compass Wealth Management, we help clients develop tax-efficient retirement strategies that preserve wealth and minimize tax burdens.

-----------

This material is not intended to be relied on as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of March 4, 2026, and may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by Compass Wealth Management to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. Past performance is no guarantee of future results. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader. Investments involve risks.